Complex losses demand experienced adjusters. Our commercial adjusters have 10-year minimum experience and we maintain a network of 87 commercial-only contractors.
“Vector Risk Solutions has been a fantastic vendor partner in the commercial property space. Their independent adjusting services stand out for being incredibly thorough and accurate, especially when it comes to handling complex property assessments and estimates.”
Most disputes start because the contractor and the adjuster were never in the room together. We put both on site from day one, so the scope, the bid, and the restoration plan are built together from the start.
"We use VRS exclusively for our largest commercial losses. They not only have the expertise to handle complex commercial losses, but their managed repair program is a great value add."
The clearest path to dispute resolution is a bid from someone with skin in the game. Our network of 87 vetted commercial contractors provides competitive bids for commercial exteriors and roofing systems.
“Vector’s competitive bid program has been a great tool for settling disputed flat roof and commercial exterior claims. It gives us fair, realistic bids from contractors who can do the work, helping us avoid unnecessary appraisals and litigation.”
We've spent years walking these operations alongside the families who built them. Our adjusters arrive on site knowing that getting their livelihood back up and running is what matters most.
“Our insurance carrier hired Vector Risk Solutions to inspect, document, and estimate our claim. Vector Risk Solutions General Adjusters worked tirelessly starting the day after our loss to document with photos and detailed descriptions all of the damage our business sustained. They even found damage that we had not even recognized at the time. Their understanding of the commercial agribusiness world is incredible.”
The most important thing our adjusters do is listen to the policyholder. Understanding what the property means to the homeowner can sometimes change the entire way we approach a claim.
"We rely on Vector Risk Solutions for our larger, more complex claims. Their knowledgeable adjusters deliver timely, high-quality work, and we consider them a valued partner in our claims process."
From Hurricanes and wildfires to derechos and environmental disasters, Vector leads the response with the most tenured and knowledgeable adjusters in the industry. We require 7 years experience for residential claims and 10+ years for commercial.
“As a property claims leader in the insurance industry, I’ve had the opportunity to work with Vector during several catastrophe events. Their responsiveness, professionalism, and consistency stood out immediately, even in high-pressure CAT situations.”
When the waters recede, critical evidence can disappear with them. Our flood adjusters respond quickly to document conditions and to establish the source and sequence of damage, so that our partners have everything they need to move toward resolution.
"Vector's flood adjusters understand flood policy requirements, document the loss thoroughly, and provide well-supported wind-versus-flood findings that help us reach timely, confident decisions."
